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Saturday, October 26, 2019

Finance - HL 310 (1)


Helpful miscellaneous articles regarding our retirement plan and planning.  Like you, I review my retirement nestegg and plan from time to time.  Recently, I went though some continued education for some credentials I maintain and it occurred to me that we all could use a review about these issues.  So with your help, we will share and post articles and info that may be helpful and of interest to many of you in this section.

RE: AMEX Delta Gold Skymiles Credit Card

The Skymile program auto generated an email about card benefit changes that has caused some confusion.  Most of it surrounding the waived annual fee for employees and retirees.  As my flash email recently reported the waived fee for us retirees is still in force.  As to the other benefit changes and how many of them apply to our program, I am gonna say that my assumption is all of them apply to us as well.  If that proves true, the Skyclub would not be accessible for Gold card holders such as us.  That is a bummer. But overall the card still offers some rather nice benfits and if you can have it with no annual fee……why not. 

If you are interested in reading the details for yourself or even applying for this card than here is the email I sent out with instructions on how to find it on the DeltaNet: 

Dear PCN,
I have been receiving emails with members who either wish to apply for this card or to read for themselves the details about this card offer for Delta employees AND RETIREES!!!!  I published a separate notice about this and will copy it again in this High Life for your convenience.  If you try to find the link inside the DeltaNet, you would have to live another lifetime before you could locate it.  Yes, it is that hidden.  But for you who wish to look it up and apply or learn more here, is the path:   

Log into the retiree DeltNet then carefully follow this path: 

 HR>Benefits> X Sweet Deals > (now you will find yourself on an ad page for Google Nest. Don’t click the Redeem button but rather click the link directly below it to: “Go To Home Page”> now you are on the Delta Perks page find and click on:  Delta Partner Programs > (ahh finally) AMEX Delta Gold Skymiles Card

Once there you can read the details and learn, as I reported, that the annual fee is waived for RETIREEs.    AND YOU CAN APPLY ONLINE FROM HERE WITH THE FEE WAIVER.  

Hope this helps and answers some of your questions,
Mark Sztanyo, PCN Dir

++++

Member comments on this Gold Card
Fred (fcg3241@aol.com) Member since 10/15/09    
Re: PCN - AMEX Gold card --- follow up (show original)9:40 AM (4 hours ago)

Mark, I followed your instructions on DalNet and then called AMEX. They upgraded my card to the employee card with no annual fee without any questions or proof that I had been an employee! Very simple and quick. Thanks for pointing out this perk. Fred Gardner
Doyle (odbdad@aol.com) Member since 10/7/09      
Re: PCN - AMEX Gold card --- follow up I

I have a Gold Delta Sky Miles American Express credit card that I have paid $99.00 for three years.  I called the 800 number on card, got Delta Sky Miles recording, selected "charges" talked to real person about removing the charge, was transferred to American Express in FLL, told her I was Delta employee and she removed the 2018 $99.00 and credited it to my account.  Promising her a home grown avocado to remove the other two years $99.00 didn't work.  Entire process once got American Express took five minutes.  Thanks Mark and PCN for this and all other info.

Doyle Braswell
MIA
JG (jggeorge@cox.net)    Member since 10/9/09      
Re: PCN - AMEX Gold card --- follow up (show original)Oct 3

Hi Mark! 
   One VERY disappointing aspect of the new "changes" - NONE of which appear to be positive or beneficial for ANY Gold Card holders - is that one can (apparently) no longer use the Gold Card plus $29.00 to access the Delta lounge. This is a benefit which i have used on occasion, and is/was particularly beneficial to take some of the pain out of Non-Rev travel. It has been nice to have a comfortable place to go for a couple hours after being left at the gate. 
   Any chance THAT new provision would not apply to Active or Retired Delta employees/cardholders? 
Thanks again for the work! 
Regards, 
Jim
Art (acsoupson@yahoo.com)                           Member since 9/22/09    
Re: PCN - Delta AMEX Skymiles Gold Card holders - DON'T PANIC!!!! (show original)Oct 2
Hopefully Delta employees and retirees will also retain the Sky Club $29 day pass.
Larry (oxpilot@gmail.com)              Member since 12/30/12    
Re: PCN - AMEX Gold card --- follow up (show original)Oct 3 (22 hours ago)
I had one and lost the card with $395 credit on it. Now 3 years later I can't recover my $395. DeltaCredit Union says they are just the intermediary and that I have to recover it from AMEX. AMEX doesn't have records back past 10 months and they don't show the credit even though it has been on my DCCU account for about 3 years. Good luck if you have a problem because Delta won't help you.




 (As with any of these informative articles, anyone who needs someone to talk to about

this very subject contact me and I can direct you to a knowledgeable advisor).

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