header links

___________________________For all Delta people who have truly touched the High Life!__________________________________
PCN Web Site____PCN FORUM___PCN Ads_____ About______ Calendar______ G-Group______ Links______ Sign Up______ FAQ______ Archives______ Contact ______________________High Life Theme Song: http://www.youtube.com/watch?v=Adw772km7PQ&ob=av2e

Latest High Life Issue

Latest HL 364 published Oct 21, 2024. Not all sections of Blog are on first page. Click OLDER POSTS to view additional newsletter sections. For PDF version and all archived list CLICK HERE. Look for next issue soon!

Airlines news

Sunday, June 16, 2013

Insurance - HL 172 (1)


 jdlax@flightline.com            

Re: PCN - High Life 171 is now available!

 

Mark,   A heads up to all on the PCN regarding DPMP Rx coverage.  

 

In the mail on June 6th I received a letter from UHC telling me one of my wife's prescriptions will no longer be covered as of JULY FIRST?! (It was dated May 2013; no specific date fo

Member since 10/3/09       Jun 10

                        Re: PCN - High Life 171 is now available! Jun 10

Mark,

 

A heads up to all on the PCN regarding DPMP Rx coverage.

 

In the mail on June 6th I received a letter from UHC telling me one of my wife's prescriptions will no longer be covered as of JULY FIRST?! (It was dated May 2013; no specific date for

the letter or postmark on the bulk mail by which it was sent.)

I called and "they" (UHC) say the Prescription coverage has just changed.

 

I informed them that this was less than a 30 day notice and my policy isn’t up for renewal until next year.


I then inform them that over the counter retail for this one prescription is $205 PER MONTH! I already have a $45/mo. Copay!

Isn’t this a breach of my annual health insurance contract?

Also....does this mean my health insurance is worthless as you can seemingly change anything at any time and I still owe all remaining premiums for the year?(evidently so)

Also....and most importantly....the generic substitute they WILL cover is reported to be INEFFECTIVE for over 50% of the patients who switch!! And
the side affects of switching can be life threatening!

I'm told I'm the sixth caller and I can go right ahead a send in a written appeal.

 

I doubt if they can settle an appeal before July 1...when my wife’s monthly Rx will have to be purchased without insurance at the over the counter retail rate of $205!!

 

I don’t know if this is just for retired Pilots or whether it affects various coverage for all employees and retirees.

 

So HEADS UP, if you get a similar letter PLEASE call UHC and write Delta a letter.

 

Oh, the reason stated in the letter for the change? To help Corporate profitability?!

 

I thought we did that when we gave up our retirement system.

 

Capt. J. P. Doyle

Delta Air Lines, Ret.



~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Full post disclaimer in left column. PCN Home Page is located at: http://pcn.homestead.com/home01.html

No comments: