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Latest High Life Issue

Latest HL 369 published Mar 29, 2025. Not all sections of Blog are on first page. Click OLDER POSTS to view additional newsletter sections. For PDF version and all archived list CLICK HERE. Look for next issue soon!

Airlines news

Saturday, March 29, 2025

Insurance - HL 369 (2)

PLEASE take note of the post that Capt Hammett shares:

 

From Capt Vern Hammett

vern.hammett@gmail.com

 

I have an important message for all Delta pilots whose spouse might be eligible for survivor benefits. Please get this out to the group in order to avoid delays and apprehension about the benefit. 

 

When dealing with Delta ESC only ask about benefits using the phrase Survivor Benefits!  Do not ask about retirement benefits! There appears to be confusion when using the improper description of the benefit. Apples versus oranges!

 

This comes from my experience helping the widow of a deceased Delta pilot obtain her Survivor Benefits!

 

 

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IMPORTANT SURVIVOR information in many former HL issues but INSURANCE section of High Life 340 and FINANCE section of 336 a good resource to keep.

 

CORRECTION to language I used in HL 350 for the D & S Plan TRUST

 

All Archived High Lifes issues:  https://drive.google.com/drive/folders/0BzB_SBDmSd9AMzViODQ3MDQtODhjYy00YzkwLThiMzktM2FhMDEzMDZhYjA0?resourcekey=0-sovghKhA1zNRWP5SUxjUqA&usp=sharing

 

I previously used the word ‘unfunding’ or ‘defunding’  the Trust but I believe that is in error and can cause unnecessary misunderstanding.  The Company is not defunding the Trust but rather funding it ‘monthly’ as opposed to carrying a long term balance.  There IS a tax advantage for both Company and Beneficiary from the Section 501(c)(9) nature of the Trust so, one would expect to see the Company continue to keep the Trust even though the funding is not executed well in advance. 



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