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Wednesday, November 1, 2023

Insurance - HL 354 (1)

IMPORTANT SURVIVOR information in many former HL issues but INSURANCE section of High Life 340 and FINANCE section of 336 a good resource to keep.

 

CORRECTION to language I used in HL 350 for the D & S Plan TRUST

 

I previously used the word ‘unfunding’ or ‘defunding’  the Trust but I believe that is in error and can cause unnecessary misunderstanding.  The Company is not defunding the Trust but rather funding it ‘monthly’ as opposed to carrying a long term balance.  There IS a tax advantage for both Company and Beneficiary from the Section 501(c)(9) nature of the Trust so, one would expect to see the Company continue to keep the Trust even though the funding is not executed well in advance. 


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