PCN High Life: Insurance

Call The Insurance Trust for
Delta Retirees for details:

Exclusive offers for Retirees, and Pensioners. Enrollment ends 12-31-18

This chance comes but once a year - the chance to enroll in our exclusive Medicare plan. Will you let the opportunity to enroll for 2019 pass you by?

You've earned these privileges. Our group rates are more than just affordable - they don't increase based on age or location.

Paired with a choice of doctors and hospitals with no network limitations and extra benefits, this Medicare coverage is worth looking into.

Our plan includes first-class benefits, like:

A choice of doctors and hospitals with no network limitations
Fixed rates that don't increase based on age
Prescription drug coverage
Low out-of-pocket annual limit
Extra benefits like "Silver Sneakers" fitness programs
Options to purchase dental and vision coverage

Call The Insurance Trust for
Delta Retirees for details:
877-325-7265 or visit www.itdr.com

This email was sent by: ITDR Service Center
P.O. Box 14464 Des Moines, IA 50306-3464

+++++++++++++++++++++++++++++++++++++++++++++++++++++++++

Update from Cone Insurance on Med Supp G:

2019 Important Transamerica Supplemental Retiree Plan Design Clarification

Transamerica Supplemental Retiree Medical

Plan G with $20 Copay for Doctors Visits in 2019

Retirees enrolling in the Transamerica Plan G for 2019 will pay up to a $20 for an office visit copay, other than when they are having a preventative care checkup. This is contrary to what we have communicated to you for the Plan G in 2019.

As you will recall, on the Medicare Conference calls, as well as other communications for the 2019 plan year, we have stated there was no $20 copay required in the Plan G in 2019. That was incorrect. The information received from Benistar regarding this issue by Cone Retiree Healthcare was addressed and while Benistar verified this was a Plan G, they did not make us aware that the "Transamerica Plan G" does not exactly follow the "Standard Plan G" outlined by Medicare causing this confusion on our part. Just as some Plan F plan designs you find on the individual market contain a deductible and are known as a "High Deductible Plan F" plans. Cone Retiree Healthcare Group will be posting "Transamerica Plan G" plan design we received from Transamerica for the 2019 plans on our website, www.mymedplans.com clearly outlining what is covered and what is not. The only difference in what has been communicated and what you will see is the addition of the $20 copay for the doctors visits for the Transamerica Plan G.

We realize that for some of you, this was one of the reasons you may have changed from a Plan F to the Plan G for 2019 and want to make it clear there will be a $20 copay required if you remain enrolled in the Plan G for 2019 for doctors visits outside the preventative care checkup. Transamerica has told us the $20 copay was also part of the plan in 2018, therefore it was not a new addition to the cost of the plan for those enrolled in the Plan G for 2019. If you have based your decision on moving or selecting the Plan G through one of the Trust for 2019 and would like to change your selection, you can contact Benistar and they will be happy to assist you in selecting another options. There contact information is 1-800 236-4782.

We sincerely apologize for the mistake that was made in communicating this information on the Transamerica plan design provided during the 2019 enrollment process. Since we have just recently received the full plan design in a document, we have identified the mistake. We have had discussions with both Transamerica and Benistar and learned that Transamerica has their own "Plan G' that does have this variation from the "Standard Medicare Plan G" referred to in the individual market by other Medicare providers. We will be posting the plan design for your review this afternoon, in its entirety on the website, showing the $20 copay and no other deviation from what we have described in our past communications to you.

We recognize this is late notice in providing you this important information and apologize for the late notice of this change to the plan design previously communicated however, we were just made aware of the difference in what has been communicated and what the plan design shows for the "Transamerica Plan G". If you have any additional questions or would like to speak to someone regarding this clarification or make a change to your plan selection in 2019, please contact Benistar, the call center at 1-800-236-4782.

We appreciate your understanding, it was never our intention to provide you with inaccurate information and we had gone to great lengths to make sure we got it right, before passing it on to you, we thought!

Thanks again for your continued support and as always, you can contact me, Cathy Cone with any issues you may have regarding this matter at 713-541-8842. While I will not be the party to contact to change your benefit option, that is Benistar, I can certainly answer any questions you may have regarding the issues of this notification.

Call-to-Action Link