Date: 5/30/2018 5:55:46 PM
Subject: RE: HCTC and Medicare Programs
Mark – I am chairman of the
Voluntary Benefit Trust for Airline Retirees (VBTAR). Cathy Cone is a Delta
retiree who sent you the below message (though I’m not sure that her email
address used is monitored by you). If you do not know Cathy, she has
developed with DP3 in 2010 the HCTC program that has benefited hundreds of
retired airline (mostly Delta) retirees, and continues to this day. The VBTAR
was separated from DP3 for legal reasons and has as its 5 board members all
Delta retired Delta Pilots and DP3 members. We also offer hundreds of retired
airline personnel of Medicare age several health plans, not associated with the
HCTC.
Any consideration you can give
to Cathy’s requests would be appreciated,
George Leatherbury
DP3 Trustee
Chairman VBTAR
404-358-5678
++++
Date: 5/30/2018 4:52:55 PM
Subject: HCTC and Medicare Programs
I noticed on the PCN website that you are providing
information on the HCTC program and on Retiree Healthcare. I would
appreciate it if you could include the information we have and the website we
provide to eligible HCTC Participants that offers them a monthly program at a
27.5% cost for their healthcare each month. That monthly payment of 27.5%
is not available except through the programs we offer. There is only one
State Qualified plan available allowing you to pay the 27.5% each month instead
of paying 100% and getting it back on your taxes at the end of the year.
It is also important to point out that there are only 2 State Qualified Plans
that I am aware of, they are the State of Iowa and the State of Michigan.
Cone Retiree Healthcare Group manages the State Qualified Plan for the HCTC
program in Michigan and the Iowa plan does not offer the benefits HCTC
participants could receive if they had a State Qualified plan similar to the
plan offered to the plans we have created.
Cone Retiree Healthcare Group is the only group in the
nation providing support for the HCTC program. We created the first plan
specifically for the eligible HCTC plan participants in 2009 to the Delphi
Retirees and established an HCTC program for Delta pilots through the DP3 group
in 2010, as well as Medicare plans once they become Medicare
eligible. The 46 State Qualified plans that were available in 2013,
are no longer available and were terminated due to the ACA. Therefore,
they are no longer an option for Retirees eligible for the HCTC program as they
must be enrolled in a “HCTC Qualified” plan in order to receive the 72.5%
subsidy.
I also think it is important to point out that on the
website you provide an 800 number 1-866-628-4282 for people to call to get
information on the HCTC program. Not sure if you have dialed that number
but it is basically an add selling things and not really helpful to the HCTC
plan participants or anyone else for that matter. I think it would
probably be more beneficial for people needing help, whether they are enrolled
in plans we offer or not, to contact us to help them with their questions, as
the IRS does not have people that have the knowledge of the HCTC program to
provide them with even the basic information in most instances. We have
always been happy to help answer questions for people if they need help
regardless of their enrollment in our plans.
Thanks for your consideration of this request. If you
would like to discuss this please let me know. If possible, I would also
like to see if we can put an ad on the website. Not sure if you do allow
adds but would be glad to if you do.
Cathy Cone
832-541-8841
cathy@mymedplans.com~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Full post disclaimer in left column. PCN Home Page is located at: http://pcn.homestead.com/home01.html
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