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Latest and LAST HL 376 published Dec 17, 2025. Not all sections of Blog are on first page. Click OLDER POSTS to view additional newsletter sections. For PDF version and all archived list CLICK HERE. Look for next issue soon!

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Sunday, November 6, 2016

Finance - HL 262 (1)



Helpful miscellaneous articles regarding our retirement plan and planning.  Like you, I review my retirement nestegg and plan from time to time.  Recently, I went though some continued education for some credentials I maintain and it occurred to me that we all could use a review about these issues.  So with your help, we will share and post articles and info that may be helpful and of interest to many of you in this section.

We will resume more info about designating beneficiaries in the next high life but Capt Butcher makes such an important point in his post that I wanted to highlight it.  With last will and testament a “codicil” can amend it very easily. However, as mentioned in the following, sometimes it may be almost be as easy to simply re-do the entire will. 

Why Not Make a Codicil to Amend Your Will? | Nolo.com

www.nolo.com › Legal Topics › Wills, Trusts & Probate › Wills
A codicil is a document that's added to an existing, signed will, to change it or add new provisions to it. The word codicil has been around since the 1400s, but now that most wills are created electronically, it's often easier -- and clearer -- just to make a new will.

Date: 10/18/2016 6:33:27 PM
Subject: Estate Planning

Mark,
I recently lost one of my sons to cancer. At my death, he was to receive a full share of my estate along with his siblings. I was looking at having to rework my will until I discovered the " Codicil", a document that allows you to delete, add, change, etc anything in the will. Forms are available online for a nominal charge. When completed, I had the document notarized and attached to my copy of the will. By doing so, I was able to pass my son's share to my two beautiful grandchildren. Thanks for your coverage of this important issue. Hope you get the "big one" on your Michigan deer hunt.
Fraternally,
D. Allen Butcher
Capt, Ret
1998
+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++
From: Jake Boyd
Date: 10/19/2016 1:29:24 PM
Subject: Re: Your Message has been Received - OK

Thanks Mark,
 I found your archived BLOG info on your website and was able to find the info on wills, etc.
 I thought I remembered as having to do with PBGC but it is other valuable info about designated beneficiary.
 Thanks for your service and great info.
 Jake Boyd.
Editor: Jake, more on the beneficiary subject will be published in future issues. 

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(As with any of these informative articles, anyone who needs someone to talk to about
this very subject contact me and I can direct you to a knowledgeable advisor).


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